Our Mission
NYC Paycheck Calculator exists because understanding your paycheck in New York City is harder than it should be. Between federal income tax, New York State income tax, the NYC local income tax, and FICA — most NYC workers don't know exactly where their money is going.
We built this tool to give every NYC worker an instant, clear, accurate answer to the question: "How much do I actually take home?"
How the Calculator Works
Our calculator uses the official 2026 federal and New York tax brackets, rates, and standard deductions to estimate your take-home pay. We account for:
- Federal income tax (2026 brackets and standard deductions)
- FICA — Social Security (6.2% up to $176,100) and Medicare (1.45%)
- New York State income tax (2026 brackets)
- NYC local income tax (3.078%–3.876% based on income)
- Pre-tax deductions like 401(k), HSA, and FSA contributions
Results are strong estimates for standard W-2 employees using the standard deduction. For complex situations — multiple jobs, itemized deductions, dependents, self-employment income — we recommend consulting a CPA or tax professional.
Accuracy & Updates
We update our tax rates annually when new brackets and thresholds are published by the IRS and NY State. Our calculator is for informational and educational purposes — it is not tax advice and does not replace a qualified tax professional.
Contact
Have a question, correction, or feedback? We'd love to hear from you. Reach us at our contact page.
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