Salary Levels by Experience
| Experience Level | Salary Range | Est. Annual Net |
|---|---|---|
| Fellow (cardiology) | $55,000–$76,000 | ~$54,465 |
| Junior Attending | $302,000–$395,000 | ~$244,920 |
| Senior Attending | $386,000–$487,000 | ~$300,052 |
| Interventionalist / Director | $479,000–$655,000 | ~$381,810 |
Tax Breakdown at $370,000 (Bi-Weekly)
| Component | Per Paycheck | Annual | % of Gross |
|---|---|---|---|
| Gross Pay | $14,230.77 | $370,000 | 100% |
| Federal Income Tax | −$3,607.58 | −$93,797 | 25.4% |
| No Texas State Tax 🎉 | $0.00 | $0.00 | 0.0% |
| FICA (SS + Medicare) | −$685.12 | −$17,813 | 4.8% |
| Net Take-Home | $9,938 | ~$258,390 | 69.8% |
What Drives Cardiologist Pay in Austin
Cardiologists in New York City manage some of the nation's most complex cardiovascular cases at world-renowned academic medical centers and private cardiology practices. NYC's large, aging population and high rates of cardiovascular risk factors among its diverse communities sustain robust demand across every subspecialty of cardiology.
Interventional cardiologists — those performing cardiac catheterizations, stenting, and structural heart procedures — earn the highest incomes in the specialty, often 25–40% above non-invasive cardiologists. Electrophysiologists specializing in ablation and device implantation also command significant premiums. The competitive NYC cardiology market is increasingly concentrated in large employed group practices affiliated with academic medical centers, though independent cardiology groups remain active in the outer boroughs.
- Interventional vs. non-invasive vs. electrophysiology subspecialty
- Procedure volume and cath lab access
- Academic appointment and clinical trial participation
- Hospital employment vs. private group partnership
Top Austin Employers
Major employers hiring cardiologists in Austin include: Ascension Seton, St. David's HealthCare, UT Health Austin.
Tax note: At $370,000 in Austin, cardiologists benefit from no Texas state income tax — only federal taxes and FICA apply. This saves roughly $19,000–$33,000 per year compared to working in a high-tax state.
Frequently Asked Questions
A cardiologist earning $370,000 in Austin takes home approximately $258,390 per year, or $9,938 per bi-weekly paycheck, after all taxes. The effective tax rate is 30.2%.
Austin cardiologist salaries range from $55,000–$76,000 at entry level to $479,000–$655,000 for senior professionals. The median mid-career salary is approximately $370,000.
After medical school (4 years), a cardiology-track physician completes internal medicine residency (3 years), general cardiology fellowship (3 years), and an interventional cardiology fellowship (1 year) — a minimum of 11 years of training after the undergraduate degree before independent attending practice.
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